Majestic Custom Built Home Nestled Among Multi-Million $ Homes.Tranquil Setting With Panoramic View.Super Functional Layout W/Attn To Details-From Top Of Line Appliances To Exquisite Wood work/Cabinetry/Crown Moulding/Wainscoting. Entertain In Style In Large Kitchen With walk Out To Deck. Self Contained Private. Office With Separate Entrance and Private Powder Room. Complete Nanny In-Law With Full Kitchen Bathroom and 2 Bedrooms.Master bedroom With Amazing View & Fireplace Closets Galore.Rec room Theater Setting Walk Out To Terrace.

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Deed Registration                                                  $ 70.50

Mortgage Registration                                            $ 70.50

Registry Office Searches                                        $ 80.00

Water Status Reports & Consumers Gas                    $ 41.05

Copies, Postage, Fax etc.                                        $ 25.00

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WEEKLY
7.    Make a date with your money.

Set aside time in your schedule on the 12th and 28th of each month to pay bills. You’ll need anywhere from 15 minutes to an hour, depending on your bills.

Designate one place in your home where you always pay your bills and keep it equipped with bill-paying supplies: your spending journal, envelopes, stamps, pens, pencils, a calculator, tape, a stapler, return address labels, and a recycling bin for all that junk mail you’re going to dump.

When you pay a bill, write the cheque or transaction number, the amount paid, and the date you paid it on the bill. Put the paid bill in your “bill’s paid” file. Deduct the amount you’ve spent from your spending journal. If a bill has not been paid in full (tax bills are paid over several months, for example) put it back in your bills folder so you don’t forget it.

MONTHLY
8.    Reconcile your bank statements. When your bank statements come in, put them in your in-box folder. Make a date when all your statements are in (it will depend on when you receive them) to:

a) Review your statements to make sure there are no mistakes.
b) Reconcile your spending journal. Clearly mark the cheques that have been returned to you and highlight the ones in your spending journal that haven’t yet cleared the bank. A cheque that takes a long time to clear the bank can lull you into thinking you have more money than you do. Go back at least one month to make sure all previous cheques have cleared.
c) Talk about anything unusual.

QUARTERLY
9.    Update your files. Once every quarter, file all your paperwork to keep your system current.
10.    Keep in touch. Have dinner with your business partner to talk about the bumps, your goals, and how you’re doing.

ANNUALLY
11.    Re-vamp your budget. Review your budget using last year’s credit card statements and bank statements to see what you actually spent. If you spent more on a particular category, make sure you know why or look for ways to trim.
12.    Clean up. Go through your files at the end of each year and throw out bills and receipts that are no longer needed for auditing/budgeting purposes.
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Background

The provincial government has announced that it intends to combine the eight percent Provincial Sales Tax with the five percent federal Goods and Services Tax, creating a 13 percent Harmonized Sales Tax (HST).

• The HST is NOT YET IN EFFECT. The provincial government has indicated that it intends to bring the HST into effect beginning on July 1, 2010; however, note transition rules below.
• HST will not apply on the purchase price of re-sale homes.
• HST would apply to services such as moving cost, legal fees, home inspection fees, and REALTOR® commissions.
• HST will apply to the purchase price of newly constructed homes. However, the Province is proposing a rebate so that new homes across all price ranges would receive a 75 per cent rebate of the provincial portion of the single sales tax on the first $400,000. For new homes under $400,000, this would mean, on average, no additional tax amount compared to the current system.
• Click here for more background information on how the HST will affect REALTORS®.
• Click here for some common questions and answers.

Transitional Rules for New Housing

• Generally, sales of new homes under written agreements of purchase and sale entered into on or before June 18, 2009 would not be subject to the provincial portion of the single sales tax, even if both ownership and possession are transferred on or after July 1, 2010.
• The tax would also not apply to sales of new homes under written agreements of purchase and sale entered into after June 18, 2009 where ownership or possession is transferred before July 1, 2010.

Additional Transitional Rules

• Where services straddle the HST implementation date of July 1, 2010, the tax charged for the service may have to be split between the pre-July 2010 and post-June 2010 periods. However, the HST will generally not apply to a service if all or substantially all (90% or more) of the service is performed before July 2010.
• Four key timelines are important (see below). All are based on the earlier of the time the consideration is either due (In general, an amount is due on the date of the invoice or the day required to be paid pursuant to a written agreement), or is paid without having become due. If consideration is due or paid,

• • Before October 15, 2009, HST will generally not apply (however, see above transition rules for new housing).
  • From October 15, 2009 to April 30, 2010, certain business that are not entitled to recover all of their GST/HST paid as input tax credit may be required to self-assess the provincial component of the HST with respect to goods or services supplied after June 30, 2010.
  • From May 1, 2010 to June 30, 2010, HST will generally apply for services supplied after June 30, 2010.
  • After June 30, 2010, HST will generally apply. An exception to this rule would be where ownership of the property is transferred before July 2010 or the invoice relates to services provided before July 2010.

• With regard to the lease or license of goods, including non-residential real property, HST will generally apply to lease intervals or payment periods on or after July 1, 2010 and the general rules noted above will apply. However, where a lease interval begins before July 2010 and ends before July 31, 2010, it is not subject to HST.
• With regard to the sale of non-residential property, HST is due where both possession and ownership of non-residential property occurs on or after July 1, 2010.

Source: www.torontorealestateboard.com

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*A Classic Renovation With A Fabulous 3-Level Rear Addition* Wonderful Family Home In Prime Cricket Club* Lovely Inside And Out* Shows To Perfection* Elegant Living & Dining Rms* Renovated Open Concept Kitchen/Family Room* Excellent Rear Mudroom* Main Floor 2Pc* Romantic Master Bedroom Retreat* Great Lower Level With Rec Room, Office, Games Room, Nanny/Guest Bedroom & 4Pc Bath* Loads Of Storage* Private Drive -3 Car Pkg Plus 2-Car Garage* Just Unpack & Enjoy**Small Enclave Of Family-Friendly, Tree-Lined Streets* Just A Short Stroll To A Full Array Of Shops And Restaurants Along Yonge St* 10 Minutes Walk To The Subway* Excellent Public And Private School Options*An Incredible Place To Call Home*

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Exquisite Custom Built Residence; Situated On A Gorgeous Lot: Each Room Makes You Smile! Superb Finishes/Upgraded Construction Material/Specifications & Building Techniques (Under Tarion Home Warranty); Over $100,000 Spent On Landscaping Plus In-Ground Pool, Hot-Tub & 2 Decks, Triple Garage (Luxurious Interior), & Much More.

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